Community National Bank
Community National Bank, NA, 2009 – Present VP, Commercial Lending, 2009 – Present
Responsible for the development and retention of commercial relationships, met with prospects and customers, gathered related financial and general business information, and performed financial analysis as needed to make credit decisions. Actively manage a portfolio of commercial businesses ranging from brew pubs to granite production sheds. YTD have helped create 30+ new jobs in the CNB corridor.
TD Bank NA, Burlington, Vermont, 1998 - 2009
Commercial Loan Officer, 2003 – 2009
Responsible for development and retention of commercial business relationships.
Commercial Credit Analyst, 2001 – 2003
Performed independent analysis for commercial loan requests from small to large, more complex deals. Thorough knowledge of the commercial credit policy was essential to ensuring proper loan structure.
Commercial Lending Assistant, 1998 – 2001
Provided customer service and documentation support to the bank’s commercial lending team. Responsibilities included generating and reviewing loan documentation, ensuring policy and regulatory compliance and customer retention by providing ongoing customer service, coordinating preparation and review of loan documentation, and ensuring data accuracy.
Resource: A Nonprofit Community Organization (FKA Recycle North): Have served on the capital campaign committee for the new Barre location since 2010. Responsibilities include promoting the organization in the community as well as working with the executive director for direct “asks” to key community members. Montpelier Rotary Club: I have been an active Rotary member since 2004, achieving Paul Harris status in 2009. Active in both the Montpelier and Barre clubs working in support of their myriad of fundraising activities. Vermont Small Business Development Center: Teach the “5 C’s of Credit” as part of the Start Your Own Business workshop put on by the center. Have served in this capacity since 2008. Montpelier Alive (FKA Montpelier Downtown Community Association): Have served on the Board of Directors for this organization since 2010. Involved in a myriad of fundraising activities to include First Night and the Independence Day Celebrations. Serve on the Org and Promotions sub committees. Middlesex/Rumney T-Ball: Co-coached with other parents a colorful collection of 5 and 6 year olds (including my 6 year old son Ben) as part of the Central VT T Ball league.
Favorite part of job?
My customers are my favorite part of my job. I share in their victories and I also share in their struggles. I take no greater pleasure than when I can get out and visit with my customers on their turf, meet their employees and see the bank’s money hard at work!
Most inspiring mentor?
Susan Whalen: Sue was the first loan officer I assisted when I started out in banking many years ago. She early on understood what my long term goals were in banking, took me under her wing and very patiently introduced me to the world of a commercial lender. Since that time I have sought her counsel at several professional crossroads. She has been a perpetual voice of reason and has become a great friend.
Who is your living hero?
My living hero is my grandfather, Wayne Bourgeois. He is a veteran of two wars and has dedicated over four decades to the service of his country. Subsequent to his military career he and my grandmother Betty planted an apple orchard in West Swanton VT with the idea of providing a central place that our family could work and play together. His dedication to his military career and to his family are what make him my living hero.
Favorite downtime activity?
My favorite downtime activity is spending time with my family, be it camping at one of the many great Vermont campgrounds, vacationing or a simple movie night at home.
Favorite Vermont Escape?
The Montshire Museum of Science in Norwich Vermont is our favorite VT escape any time of the year thanks to the great exhibits and programs.
Favorite social network?
Linkedin has proven to be a great tool to stay connected to an ever expanding network of professionals. It can also be a handy way to reach out when I’m fundraising.
vtdigger.org has become my new favorite “go to” site for all things related to VT politics, consumer affairs, business and public policy.
Vermont Business Person you would most want to network with?
The guys from Dealer.com (Mark Bonfigli, Rick Gibbs, Mike Lane, Ryan Dunn, and Jamie LaScolea). Just take a look at the Core Values of their company on their website (my favorite Go Big or Go Home)! Who wouldn’t want to sit down and pick the brains of these guys?